Zelle Casinos

Next-gen ACH Payments

If you’re a regular online casino patron, you might have noticed not all online gambling platforms offer bank transfers. There are several reasons for this, and the slow clearing times are one of them. After all, you could do the same thing in seconds with an e-wallet, so why bother?

Zelle is on a mission to disrupt the online payments sector. What Zelle does is use the Automated Clearing House (ACH) system for bank transfers, and while you can do this yourself, with Zelle the transaction takes minutes rather than days.

In this article, you’ll learn all about Zelle, including how it works and whether Zelle casinos are a good choice.

Zelle Review – Safety features

Zelle is a very safe product of Early Warning Services LLC. This fintech is a safe bet when it comes to transferring funds, and here are some reasons why:

  • Early Warning Services LLC is owned by some of the largest banks in the USA such as Bank of America, JPMorgan Chase, and others. 
  • Zelle uses authentication and monitoring features to make payments more secure. Aside from this, you don’t need to send your banking information to the receiver.
  • Reputable casinos that operate with Zelle use top security features, including 128-bit SSL encryption. The best ones have licenses from top regulating bodies worldwide.
  • The most trustworthy casinos comply with international standards like the General Data Protection Regulation. This means that they will require your personal data at some point, such as your ID to verify your identity. This process is known as KYC (Know Your Customer).
  • The casinos we review and promote are safe and licensed by reputable authorities.
Did You Know?
Since Zelle is so fast in transferring money from your bank account, you can’t cancel the transaction. Ensure you have the correct recipient’s info before making the transaction!

How to Use Zelle at Online Casinos

Since Zelle involves bank transfers, you’ll need a bank account before starting. Then you can use the Zelle app to send money to your casino account.

Are there fees when using this method at Zelle Casinos?

The good news is that Zelle doesn’t charge any fees, and casinos generally don’t use this method. However, there may be fees charged by your own bank, so it’s best to consult with them directly.

How to place a deposit and withdraw money with Zelle

When casinos do have Zelle on their platforms, payment and withdrawals follow these general steps:

  • Log into your casino account
  • Go to the cashier section
  • Select Zelle as a payment method
  • Enter your email address
  • Choose an amount
  • Confirm the transaction

However, most casinos don’t have systems in place for you to use Zelle in a straightforward fashion. They might give you the email address or phone number associated with their Zelle account, and you are then required to perform the deposit directly in the native Zelle app. 

In the case of withdrawals, the casino will give you its email address instead of you needing to input yours. This is rare, though, and the best way to check if a casino has an integrated solution for Zelle is to contact its support team.

Did You Know?
Zelle can only be used if both sender and recipient have US bank accounts.

Solutions When Problems Arise with Zelle at Online Casinos

Since Zelle is not as straightforward as methods like e-wallets, issues might occur. Here are some common ones and how to solve them.

  1. I don’t see the option to pay with Zelle.

Check if the casino accepts the method first. If they claim to do so, it may be that you need to perform the payment with the Zelle app. Check the site’s payment details.

  1. I can only send $500.

This usually happens if your financial institution doesn’t offer Zelle. You can still use the app, but $500 a week is the limit for non-participating banks.

  1. I can’t cancel my deposit.

Given the way Zelle works, it’s not possible to cancel transactions.

Did You Know?
If your bank operates with Zelle, you can use your bank app or website to send money with Zelle. You don’t need to download the Zelle app in this case.

Pros and Cons of Using Zelle at Online Casinos

Zelle is an interesting take on bank transfers. However, there are some issues inherent to this type of transaction that make it less than ideal. Here are some good and bad points regarding Zelle.

Bank transfers are performed in minutes instead of days.It’s not widely available on casino sites
You don’t need to provide bank account details to anyone.You have a $500 weekly limit if your bank isn’t partnered with Zelle.
There are no fees from the provider.

Zelle vs. Other Payment Methods 

Zelle is a natural successor to traditional bank transfers, but it’s not suitable for everyone.

Even so, Zelle offers many benefits over traditional methods. Here’s a comparison to give you an idea of key features across popular payment methods versus Zelle.

FeaturesZelleBank TransferPayPalCredit Card
Fast banking✔️✔️✔️
Banking information shared with the recipient✔️✔️
General ability to perform transactions directly on the casino site✔️✔️✔️
Did You Know?
Even though Zelle works with many banks, you could only associate one bank account with your Zelle account, at the time of this review.

Bringing Bank Transfers into the 21st Century

Let’s face it: most people would prefer any other method than bank transfers when funding their online casino accounts. This option is slow, requiring you to fill in a lot of information.

However, if you are privacy-conscious and don’t have other payment methods than your bank account, Zelle is the way to go. The only reasons against are if it is not offered by your bank and whether the $500 limit is an issue for you.

Unfortunately, however, being a relative newcomer to the payment provider scene, not all casinos are prepared to offer Zelle. Those who do will primarily allow you to use it outside of their own platform. 

To sum up: if you like ACH transfers, go for it.

Frequently asked questions

If your bank offers Zelle, it will allow you to use it for anything, including online casinos. There are currently more than 10,000 banks and credit unions in the USA that allow Zelle payments.
This depends on your bank and the casino. For example, Bank of America has a maximum limit of $3,500 per day. You need to check with your casino on payment limits.
For the most part, yes. If your bank is partnered with Zelle, you can also use its app for transactions. They will have an option for Zelle transfers.
Yes. An exception is cryptocurrency-only games.
Since it’s a new method, there aren’t many bonuses specific for Zelle users. However, if you don’t find any Zelle-specific bonus, you can still get any bonuses that aren’t locked to a payment method.
If the casino accepts Zelle, you’ll most likely be able to request withdrawals. Consider that not all casinos offer the same methods for deposits and withdrawals.