The Best Payout Casinos Guide in America

Find Online Casinos with Higher RTPs, Lower Wagering, and Fast Withdrawals

To increase your odds of winning, it’s important to understand the effects of Return to Player percentages, wagering requirements, and withdrawal methods. In the best payout casinos guide, we’ll share my expert knowledge on how it all works, making it easier to choose the right casinos based on accurate information.

Best USA Online Casinos

96 score
$1 025 Bonus
15x Wagering
- Freespins
Review Play here

21+ | 21+ years of age or older to wager. MI, NJ, PA or WV only. Excludes Michigan Disassociated Persons. All promotions are subject to qualification and eligibility requirements. Rewards issued as non-withdrawable site credit, unless otherwise provided in the applicable Terms. Please Gamble Responsibly. Gambling Problem? Call 1-800-270-7117 for confidential help (MI), 1-800-GAMBLER (NJ, PA & WV). | Terms and conditions apply

Caesars Palace Online Casino
93 score
$2 500 Bonus
15x Wagering
10 No Deposit Bonus
0x Wagering
Review Play here

21+ | Must be 21+ and physically present in MI, NJ, PA and WV only. New users and first deposit only. Must register using eligible promo code. Wager $25+ to receive 2,500 Reward Credits. Max. deposit-match bonus of $2,500. Minimum wagering within 7 days required to unlock bonuses. NJ bonuses apply to slot play only. Full terms and wagering requirements at Caesars Palace Online Casino . Void where prohibited. Know When To Stop Before You Start.® Gambling Problem? MI: Call the Michigan Problem Gambling Helpline at 1-800-270-7117; NJ, WV, PA (Affiliated with Harrah's Philadelphia): If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-AMBLER (1-800-426-2537) or WV: Visit 1-800-GAMBLER | Terms and conditions apply

Golden Nugget
92 score
$1 000 Bonus
10x Wagering
200 Freespins
1x Wagering
Review Play here

21+ | Must be 21 or older to participate. Only available in NJ & MI. Gambling Problem? Call 1-800-GAMBLER. If you or someone you know has a gambling problem and wants help, call the Michigan Department of Health and Human Services Gambling Disorder Help-line at 1-800-270-7117. | Terms and conditions apply

Where to find the Best Payout Casinos in America Right Now?

Before we get into the specifics of what makes the best payout casinos in America, let’s take a look at the highest percentages at actual US casinos. It’s a great way to see what’s available, and you can also refer to it in the guide that follows.

RankCasino NamePayoutCasino Rating
1.Golden Nugget97.86%95
2.Virgin Casino97.21%91
5.Caesars Online96.00%96

1. Golden Nugget – 97.86%

Whenever you’re looking for the best online casinos in New Jersey, Golden Nugget is bound to appear on the list. Powered by multiple top-rated game providers, the casino is the ideal choice for everything from slots to live dealer games. 

2. Virgin Casino – 97.21%

Virgin Casino Homepage

Low wagering bonuses and fast payment methods makes Virgin Casino a great choice for both mobile and PC casino games in New Jersey. It offers hundreds of games from well-known developers, such as NetEnt and Evolution Gaming.  

3. Bet365 – 97.20% 

Bet365 Best Payout Casino - ACG

Commonly associated with sports betting, Bet365 also includes a brilliant online casino with live games, slots, video Poker, and more. The international brand offers a wide range of payment methods with impressive withdrawal times and no fees. 

4. DraftKings – 96.20% 

DraftKings Casino Homepage

As with Bet365, DraftKings is known for its impressive range of sports betting features, which includes fantasy. Featuring top-rated games, excellent payment methods, and one of the best mobile apps, the casino is certainly one of the most recommended for players in New Jersey. 

5. Caesar’s Casino – 96.00%

Caesars Palace Online Casino Welcome Bonus - ACG

Featured among the most popular online casinos in New Jersey and Pennsylvania for its remarkable collection of high paying games, fair promotions, and excellent service. Caesars Casino is an easy choice for those that enjoy slots, live dealer games, and much more, which is further enhanced with excellent bonuses.

Best Payout Casinos: Did you Know?
A casino payout percentage is the overall Return to Player (RTP) percentage of all its games combined. This includes slots, live dealer games, video Poker, scratch cards, and everything else. 
A higher RTP percentage indicates superior gaming software from providers that strive to deliver the highest level of fairness.  

How to Choose a Casino that has Good Payouts?

Finding good payout casinos starts with licenses, as this ensures the brand follows strict rules and regulations in regard to reliability and security. However, even at licensed online casinos, there are other factors to take into account to find the best. 

As explained in the details below, it’s not all about the Return to Player (RTP) percentage but also includes win limits, payment methods, possible fees, and more. To choose the best, you need to understand how these affect your experience at an online casino. 

RTPThe average return percentage you can expect from a casino game. 
Wagering RequirementsCommonly expressed as a multiplier that determines how much you need to wager on games to convert a bonus into real money. 
Payment methodsWay to transact with an online casino to deposit and withdraw money from your account. 
Caps on winningsCommonly featured in casino bonus Ts and Cs, an amount that states the maximum you can withdraw from a particular bonus. 
Withdrawal feesFees charged to process your withdrawal. 
License and safetyA license to provide legal casino games that follow strict regulations to provide a safe and secure gaming environment that follows responsible gambling regulations. 

Where to Find the Best Casinos with the Highest RTP?

The RTP (Return to Player) represents the average payout percentage of a slot or any casino game for that matter. It’s “average” because the RTP constantly changes at complete random while you’re playing – some rounds have a higher RTP while others have a lower RTP. 

Max RTP at USA Casinos
Play smart and increase your edge!

To calculate the average RTP, auditors such as eCOGRA test games over thousands of spins, which determines the fairness level of the game. The opposite of the RTP is the house edge, which is the profit percentage the casino expects to make in the long run.  

Combine the payout percentages of all the games at an online casino to get the average RTP. Depending on the game providers and game types, the overall RTP should be above 95% for a fair casino, indicating a fair house edge of 5% or less. 

  1. Golden Nugget – 97.86%
  2. Virgin Casino – 97.21%
  3. Bet365 – 97.20%
Best Payout Casinos: Did you Know?
Table games such as Roulette, Baccarat, and Blackjack, among others, are the most popular for their incredibly high RTP percentages. 
European Roulette offers an RTP of 97.30%, while some variations of Blackjack and Baccarat exceed 98%, meaning the house edge is less than 2% on these games. 

Where to find the Best Casinos with Low Wagering Requirements?

Wagering or play through requirements are usually displayed as a multiplier value in the terms and conditions of bonus offers. Multiply it by the bonus amount to calculate how much you need to wager to turn the bonus money into real money. For example:

How to choose the right casino bonus
Find out more about legal online casino bonuses!

Claiming a bonus of $50 with wagering requirements of 10x would mean you need to wager $500 (10 x $50 = $500), but what does that mean? You need to play casino games such as slots to the value of $500 to turn the bonus money into real money. 

Choosing an online casino with lower wagering requirements makes it easier to turn a bonus into real money. In essence, if you’re looking for fair bonuses, look for lower wagering requirements. 

  1. Bally Casino – 100% Cashback Bonus up to $100 – 0x Wagering 
  2. Fanduel – 100% Cashback up to $2,000 – 0x Wagering
  3. Golden Nugget – 100% Match bonus and 200 Free Spins – 10x Wagering

Where to find the Best Casinos with a Wide Range of Trusted American Payment Methods?

Payment methods that offer fast withdrawals, lower deposit options, and low fees are ideal to enhance your experience at the best payout casinos. There are various methods to choose from, here’s some of our favorites.

Web Wallets 

Online wallets such as PayPal and Skrill offer incredibly fast transactions with the advantage of keeping your personal account information secure. It remains the most popular method for fast and secure deposits and withdrawals with keeping fees to a minimum. 

Mobile Payments 

Popular mobile wallets such as Apple Pay provide easy and secure transactions with various online casinos. It connects directly to your bank account, meaning there’s no need to send money to a wallet, as the funds are taken directly from your account without sharing any sensitive information. 

Card Payments 

The security measures of card payments such as Visa and MasterCard have increased dramatically over the last few years, offering fast and highly secure transactions. However, it’s important to use a licensed online casino that protects your information with SSL encryption software. 

Offline Payments 

Systems such as PayNearMe and cash at the casino cage make it possible to deposit cash or swipe your card without using any personal information online. PayNearMe is available at hundreds of retailers near you, while cash at the casino cage is available with land-based casino partners. 

  1. BetMGM – 16 Payment Methods
  2. Borgata Online – 12 Payment Methods
  3. PartyCasino – 11 Payment Methods
Best Payout Casinos: Did you Know?
Some online casinos in America don’t include any wagering requirements on bonuses. Therefore, these rewards are paid in real money and don’t include any withdrawal restrictions, win caps, or game limitations. 
No wagering bonuses are the most common with cashback bonuses and free spins, but some also offer these benefits with deposit bonuses. 

Where to Find the Best Casinos with No Caps on Winnings?

Reading through all the terms and conditions of a bonus is crucial. While wagering requirements is important, the T&Cs might include other limits that decrease the fairness of a bonus, such as low caps of winnings. 

Caps on winnings mean that you can only withdraw a certain amount of the bonus money, even after you’ve wagered it. So, striking that luck spin with a massive win might come with limitations when you try to withdraw your winnings. 

It’s best to choose online casinos that don’t limit your potential rewards. Luckily, those are easily available in America: 

  1. Bally Casino
  2. DraftKings
  3. Caesars Casino

Where to Find the Best Casinos Without Withdrawal Fees?

While uncommon with the best payout casinos in America, some sites would apply a withdrawal fee in addition to any fees charged by the payment method. It makes a considerable difference to the amount you actually receive, especially when withdrawing smaller amounts. 

Choosing an online casino without withdrawal fees ensures you receive all the winnings in your account. Of course, to take full advantage of no fees, you’d also need to choose the right payment method. Three of our most recommended casinos with no withdrawal fees include: 

  1. Borgata Online
  2. Wheel of Fortune Casino
  3. WynnBet Casino
Best Payout Casinos: Did you Know?
Some payment methods, such as PayPal, make it possible to withdraw and receive the payment within 24 hours. 

Of course, it depends on the casino’s processing time, which could range from 1 hour up to a few days. Visit the banking section at the casino or contact the casino to find out about their payment pending period. 

Always Choose a Licensed Casino!

Throughout this best casinos payout guide, we’ve mentioned the importance of choosing a licensed online casino multiple times. we can’t stress enough the difference it makes to all aspects of what the casino offers. 

A valid gambling license ensures games are fair, promotions and their terms and conditions follow regulations, up-to-date security, and so much more. It gives you the advantage of reporting a casino that doesn’t follow the rules. 

Ticking all the Boxes for the Best Payout Casinos 

Knowing what to look for makes it easier to find online casinos that meet all your needs. Now that you’ve made it through our best online casinos guide, you have the knowledge to make an educated decision when considering a new casino. 

Our online casino reviews offer accurate information on bonuses, payment methods, and games, helping you to quickly scan through the details and see if it meets your needs. 

Frequently asked questions

While table games such as Blackjack, Roulette, and Baccarat are known for incredibly high RTP (Return to Player) percentages, some of the most popular online slots impress with percentages ranging up to 99% RTP. 
Web wallets provide the fastest transactions for deposits and withdrawals at online casinos. Choose well-known methods such as PayPal, Venmo, and Skrill for same day withdrawals at the best US casinos.
Some online casino bonuses would include win limits, which are stated in the terms and conditions. It mainly depends on the bonus type, but many casinos do not apply such limits.
The majority of online casinos do not subtract any fees from your withdrawal. To avoid paying any fees, you should also choose a payment method that doesn’t charge any transaction fees. 
The RTP (Return to Player) percentage of an online casino is the overall average fairness rating of the games it offers. Taking all the RTP percentages from games and combining them would accumulate to the casino RTP. 
To find safe and regulated online casinos in America, a license is the most important. It ensures casinos provide gaming software of a certain standard and fairness rating.